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Motor Insurance

Protect your car, your liability and your peace of mind.

Comprehensive cover for your vehicle . from minor scrapes to total loss, plus third-party liability and 24/7 roadside support.

First calculation is provisional. Final premium confirmed after document review.
A short explainer covers what the insurance solves, what documents to prepare, and how the review works.
What's covered

At a glance: Motor Insurance

What it covers
  • Own-damage repair (collision, fire, theft)
  • Third-party liability up to AWG 1.5M
  • Windscreen and glass
  • Roadside assistance & towing
  • Personal accident for driver and passengers
Who it's for
  • Private vehicle owners in Aruba and the Caribbean
  • Families with multiple drivers
  • Small fleets, rentals and commercial vehicles
  • New drivers looking for affordable starter cover
When it helps

Typical situations where this product helps

Minor fender-bender

File a claim with photos in minutes . we coordinate the repair shop and direct billing.

Vehicle stolen or written off

Replacement value paid out based on your sum insured, less excess.

Hurricane / flood damage

Comprehensive plans include named-storm and flood damage on declared events.

Liability after an accident

We handle third-party claims and legal defense so you don't pay out of pocket.

The fine print, made simple

What's included and what's not

Included
  • Collision and own-damage repair
  • Fire, theft and vandalism
  • Third-party bodily injury & property damage
  • Windscreen replacement
  • Roadside assistance (basic tier)
Not included
  • Driving without a valid licence
  • Driving under the influence
  • Use for racing, off-road events or unauthorised commercial use
  • Pre-existing damage declared before the policy start date
  • Wear-and-tear, mechanical or electrical breakdown
Before you start

Documents required

4 required, 2 optional. PDF, JPG and PNG accepted.

  • Valid ID or passport
    Required
  • Driver's licence
    Required
  • Vehicle registration
    Required
  • Recent photos of the vehicle (front, rear, both sides)
    Required
  • Previous insurance certificate (for no-claims discount)
    Optional
  • Bank details for direct debit
    Optional
How it works

How the quote process works

  1. 1
    Tell us about your vehicle

    Make, model, year, value and how you use it.

  2. 2
    Upload your documents

    ID, licence and vehicle registration. PDF or photo is fine.

  3. 3
    See your provisional calculation

    An indicative monthly premium based on your input.

  4. 4
    Sales advisor reviews & confirms

    We verify documents and send the official quote, usually within 1 working day.

Provisional calculation disclaimer: This is a provisional calculation based on the information provided. The final premium, coverage and acceptance are subject to document review and approval by a sales advisor.
If something happens

How claims work

  1. Step 1
    Report it within 48 hours

    Online, in the portal or by phone . include date, place, photos and any police report.

  2. Step 2
    We assess the damage

    An adjuster contacts you or your repair shop within 24 hours.

  3. Step 3
    Repair & payout

    Direct billing with approved shops, or reimbursement to your account.

What affects the price

Premium factors

Vehicle value and ageCoverage type (third-party only vs. comprehensive)Driver age and experienceExcess / deductible levelClaims history (no-claims discount up to 30%)
Good to know

Frequently asked questions

Get covered today

Start your motor insurance in minutes. No paperwork.

Get your provisional calculation now, or talk to an advisor for tailored guidance. It's free and takes less than a minute.

Talk to an advisor
Provisional in 60 seconds No credit card needed Advisor support included
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