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Travel Insurance

Cover for every trip . medical, cancellation and luggage worldwide.

Single-trip or annual multi-trip cover with emergency medical, trip cancellation, lost luggage and 24/7 worldwide assistance.

First calculation is provisional. Final premium confirmed after document review.
A short explainer covers what the insurance solves, what documents to prepare, and how the review works.
What's covered

At a glance: Travel Insurance

What it covers
  • Emergency medical and dental abroad
  • Trip cancellation and curtailment
  • Lost, stolen or delayed luggage
  • Travel delay compensation
  • 24/7 emergency assistance hotline
Who it's for
  • Leisure travellers (individuals, couples, families)
  • Business travellers needing year-round cover
  • Students studying abroad
  • Frequent flyers with multiple trips per year
When it helps

Typical situations where this product helps

You fall ill on holiday

Direct billing with hospitals abroad, plus repatriation if needed.

Flight cancelled by the airline

Compensation for delays over 6 hours and any non-refundable bookings.

Luggage lost in transit

Reimbursement for essential purchases and the value of lost items.

Trip cancelled due to illness

Non-refundable trip costs reimbursed when supported by medical evidence.

The fine print, made simple

What's included and what's not

Included
  • Emergency medical up to AWG 250,000
  • Trip cancellation and interruption
  • Lost luggage up to AWG 3,000
  • Travel delay benefits
  • Personal liability while travelling
Not included
  • Pre-existing medical conditions not declared
  • Extreme sports without specific cover add-on
  • Travel against official advisory warnings
  • Loss of unattended belongings
  • Routine medical check-ups or non-emergency care
Before you start

Documents required

3 required, 2 optional. PDF, JPG and PNG accepted.

  • Valid passport
    Required
  • Travel itinerary (booking confirmation)
    Required
  • ID of all travellers
    Required
  • Medical declaration (if 65+ or pre-existing conditions)
    Optional
  • Proof of trip cost (for cancellation cover)
    Optional
How it works

How the quote process works

  1. 1
    Tell us about your trip

    Destination, dates, number of travellers, ages.

  2. 2
    Choose cover level

    Basic, standard or premium with medical, cancellation and luggage limits.

  3. 3
    Upload itinerary & IDs

    We need passport details and a booking confirmation.

  4. 4
    Provisional total premium

    Instant indicative price . final confirmation after document check.

  5. 5
    Certificate by email

    Approved policies email the certificate within hours.

Provisional calculation disclaimer: This is a provisional calculation based on the information provided. The final premium, coverage and acceptance are subject to document review and approval by a sales advisor.
If something happens

How claims work

  1. Step 1
    Call the 24/7 hotline first

    For any medical emergency . we coordinate care and pre-authorise treatment.

  2. Step 2
    Keep receipts and reports

    Original receipts, police reports for theft, medical reports for illness.

  3. Step 3
    Submit within 30 days of return

    Online claim form with documents . most paid within 10 working days.

What affects the price

Premium factors

Destination region (Europe, Americas, worldwide)Trip durationAge of oldest travellerCover level and optional add-onsTrip value for cancellation cover
Good to know

Frequently asked questions

Get covered today

Start your travel insurance in minutes. No paperwork.

Get your provisional calculation now, or talk to an advisor for tailored guidance. It's free and takes less than a minute.

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Provisional in 60 seconds No credit card needed Advisor support included
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